- #Ynab 4 import transactions from quicken pro#
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What it WILL do is help you manage your cash flow and increase your savings. It can't make those god-awful Jared jewelry commercials ("He went to Jared!") go away.
#Ynab 4 import transactions from quicken pro#
YNAB can't make your spouse stop blowing money at Bed Bath & Beyond or Bass Pro Shops. If you really couldn't care less about overdraft fees or double-digit interest charges, and if increasing your net worth month-in and month-out, like clockwork, seems pointless to you, then by all means go find yourself a nice $6 caramel macchiato and set your internet browser to block "" (and "" too, for that matter) and enjoy your stay in the Hotel De La Savings Suckitude.
#Ynab 4 import transactions from quicken software#
If you're looking for software to pinpoint where you might be able to "bunch" more income-tax deductions next year, no, YNAB can't help you. If you're searching for a program to manage your investments, YNAB isn't it. So I should probably get some misconceptions out of the way, right upfront. YNAB 3 looks to be YNAB Pro on steroids, but in a good way, with no possibility of asterisks in record books or washed-up, shelled-out athletes issuing half-hearted apologies in front of C-SPAN cameras.Īnd aren't we all glad for that. (Personally, I would've called it "Budget or Die By Swallowing 1,478 Rusty Nails," but that's just me.) Which brings us to the New New Stuff, which Jesse (being a big math guy) dubbed YNAB 3. and lots of new YNAB users came along for the ride.And Now There's YNAB 3 At that point, good old "YNAB" became "YNAB Pro." Having Excel was no longer a requirement to run the YNAB system, which meant it was available to a much-larger audience. It was either 2007 or 2008 when Jesse decided to move away from a spreadsheet-based YNAB, and evolve it into a standalone piece of software. He was right all along: The YNAB system, with its built-in insistence on "living on what you make," was a gem. Initially, Jesse had to coerce me a bit to get me to try out and review You Need a Budget in its original version. At its core, it revolved around Jesse's Four Simple Rules of Cash Flow Management: That first incarnation was appealingly clean and straightforward. Actually, it was more like a "system" of spreadsheets. Jesse Mecham (young husband, father, and a guy whose understanding of money and human behavior is off the charts) first created You Need a Budget as an Excel spreadsheet.
(Budgeting, anyone?) YNAB: Where It Comes From
#Ynab 4 import transactions from quicken plus#
plus a few on which, amazingly, Quicken absolutely missed the boat. YNAB 3 (aka "You Need a Budget") was created to fill that need. (You know - unlimited account tracking, unlimited categories. One that's professionally created, thoroughly supported, and which offers just as much real-life "financial expandability" as does Quicken. What those folks need is a good, stable alternative to Quicken. But where I - after all these many years of Quicken use and dependence - can overlook and/or dodge the majority of Quicken's shortcomings, and then write smiling reviews of Quicken 2010 Deluxe. On those points, you'll get not much argument from me. And I, as a guy who knows firsthand the immeasurable value of having control of one's money, am front-row and sympathetic to the cause.Īt the heart of former Quicken-ites' complaints? Most all of the and emails I've received have been valid. But I completely understand the mass uprising against Intuit's stranglehold on personal-finance software. Yes, I myself remain a devoted Quicken user. well, then you have the makings of something special.īut YNAB 3 inquirers, humor me for a moment, please.īefore I discuss YNAB, I first need to talk about Quicken.
But then, when you throw on top of that the fact that Lifehacker readers rated it as their favorite as well. The fact that readers selected it (overwhelmingly) as 2011's "Best Personal Finance Software for Windows" tells you about all you need to know. YNAB3 is an astounding piece of software. First off, I'm not going to tell you anything particularly new:
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